There are several things to keep in mind when selecting a pet insurance plan. First, you need to be aware of the premiums. You can find cheaper plans if your pet is healthy, but the higher deductibles will mean that you have to pay a higher out-of-pocket cost if your pet gets sick. You should also keep in mind that most pet insurance companies honor a money-back guarantee, which is also known as a “cooling-off” period. In many states, you are entitled to a full refund up to 30 days after enrollment.
USAA has several different types of plans. These include accident-only and accident-and-illness insurance. Some of these policies include a wellness benefits rider for routine and preventative care. The policy does have a waiting period for injuries and illnesses, but there is a six-month waiting period for orthopedic problems. If you’re in the military, USAA has a good deal for you. You can sign up for their insurance online or talk to a rep at Embrace.
When choosing a pet insurance policy, it’s crucial to know exactly what you need. Most pet insurance plans are complicated, with many exceptions and frustrating gotchas. With COMPANION PROTECT, you won’t have to worry about those. It offers affordable premiums and low deductibles and easy-to-understand policies with comprehensive coverage. It is also easy to enroll and use.